Investment Account Types

Retirement Accounts

CoachWi$e Financial Solutions can customize a retirement portfolio for you and manage your resources while you earn them. Individual Retirement Accounts (IRA‘s) enable you to defer paying taxes until you make withdrawals during retirement. A new type of IRA, established in the Taxpayer Relief Act of 1997, called a ROTH IRA allows the savings to grow tax-free. Taxes are paid on contributions, but withdrawals, subject to certain rules, are not taxed at all.

CoachWi$e Financial Solutions can help you establish a Traditional IRA, Rollover IRA, or Roth IRA or if you’re changing jobs or retiring soon we can help you Rollover your 401(k) or 403(b) into an IRA.  Not planning on leaving your job anytime soon, not to worry, CWFS can help you manage the investment elections inside your 401(k) or 403(b) plan.

Business Retirement Accounts

As a small business owner, a SIMPLE IRA, SEP IRA, or Individual 401(k) may be the answer your looking for to enhance your employee benefits and provide tax deferred savings. Let CoachWi$e Financial Solutions help you explore these options and more….

College Savings

CoachWi$e Financial Solutions can help you plan for a child’s education. We can explore your options to invest for college – many of which offer tax-deferred or even tax-free growth such as the 529 College Savings Plan. Named after a section of the Internal Revenue Code, 529 plans allow individuals to save money for higher education.

Account holders (usually parents or grandparents) can contribute after-tax money into the 529 plan on behalf of the child, identified as the beneficiary.  The money is invested in mutual funds and exchange-traded funds and when used for higher education expenses usually comes out of the plan income tax-free.  There are several advantages and disadvantages to owning a 529 Plan. If you would like to discuss this or other planning issues please call or schedule a visit with an advisor for more information.

Standard Brokerage Accounts

It’s easy to open an individual or joint brokerage account and begin investing. Our service team takes care of everything and wants you to feel confident knowing there’s dedicated professionals managing your portfolio and helping you reach your financial goals.  Many of our clients add check writing and debit card features to their standard brokerage account and receive the best of both worlds, an investment and savings account all rolled into one.

Specialty Accounts

CoachWi$e Financial Solutions can help you manage one or more specialty accounts, whether your need is to open a personal trust, custodial, or guardian account we can help you get started.  Account minimums may apply.

  • Trusts (Living / Inter Vivos Trust / Testamentary Trust)
  • Custodial (UGMA/UTMA)
  • Guardian & Conservatorship accounts

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